Buying a Home
What is a Qualified Mortgage?
On January 10, 2014, the Consumer Financial Protection Bureau placed into effect the new Ability-to-Pay rule. This new rule amends regulation Z under the authority of the Dodd-Frank financial industry reform. It requires mortgage lenders to...What is Title Insurance?
The main reason behind Title insurance is that you and your mortgage lender want to make sure that the property is indeed yours and that no one else has any lien, claim or encumbrance on your property. A Title insurance policy contains pr...
Homeowner’s Insurance Policy
When buying a home, pay close attention to the terms and conditions of your homeowner’s insurance policy. Overlooking them could result in delayed, reduced or denied claims and higher premiums. The Consumer Federation of America (CFA) and...
Trade-Offs
Five Compromises Worth Making When Buying a Home Home buyers often start their search with a long list of must-haves, only to find they need to whittle down their list to remain within budget. Unless you’re a gazillionaire, it will be im...
Organization Reduces Stress During Your Move
Let’s face it… moving is stressful but being organized can help. Plan ahead and start packing early, so you can enjoy the moving experience with less stress. Experts at Move.com offer several tips for making your move a seamless and str...
Moving Service for Pet Owners
When it comes time to move or travel, pet owners are faced with a dilemma … how to transport their pets safely and with minimal hassle. When it comes time to move or travel, pet owners are faced with a dilemma … how to transport their pe...
All Home Appraisals Are Not Created Equally
1. An appraisal isn’t an exact science All home appraisals are not created equally. When appraisers evaluate a home’s value, they’re giving their best opinion based on how the home’s features stack up against those of similar home...